Kebijakan Pinjaman Online Dan Risiko Hukum. IDEA : Jurnal Iustitia et Democratia, [S. l.], v. 1, n. 1, p. 32–50, 2026. Disponível em: https://publisantara.id/index.php/idea/article/view/12. Acesso em: 30 aug. 2026.